redeemable deed
Vermont redeemable tax deed guide
Vermont tax sales leave the purchaser waiting through a statutory redemption period before a deed can issue. A timely redemption pays the purchaser instead of completing the deed.
Source review applies to the named instrument and scope in the worked example below. It does not cover every county procedure or transaction in Vermont.
When does the clock start?
Section 5260 measures one year from the day of sale and interest through the day of payment.
How and when is a return earned?
1% per month or fraction from sale to payment
What amount earns a return?
Sum for which land was sold
What happens at redemption?
An eligible owner, lienholder, or mortgagee may redeem during the year. The collector must provide the statutory warning 90–120 days before the period ends.
When does earning end?
Timely payment prevents the deed and is paid over to the purchaser on demand.
Does property use change the rules?
Classification sources checked 2026-09-15. Review applies to the procedures described below; calculator support is stated separately.
The ordinary redemption provision reviewed uses a one-year period and monthly interest without a separate residential-versus-agricultural rate. Municipal purchases of contaminated land have an express exception: redemption includes assessment and remediation costs.
A municipality’s contaminated-land purchase is not interchangeable with an ordinary private purchase. Environmental status and the identity of the buyer can therefore change the payoff even when a parcel’s broad land-use category does not.
What to verify before bidding
Check sale and buyer identity, environmental records, the municipal purchase authority and dated assessment/remediation expenditures.
What this calculator covers
The example covers ordinary §5260 redemption and excludes municipal contaminated-land purchases and later costs.
Try the rules
A worked redemption example
Vermont ordinary tax-sale redemption. Ordinary §5260 sale within the one-year redemption period, excluding municipal contaminated-land purchases and later costs.
Sum for which land was sold
The prefilled amounts and any collector conventions below are illustrative assumptions. Confirm those facts for an actual holding.
How the return grows
Interest over time.
Ordinary §5260 sale within the one-year redemption period, excluding municipal contaminated-land purchases and later costs.
View values at each change
| Date | Interest and premium |
|---|---|
| Jan 15, 2026 | $0.00 |
| Jan 16, 2026 | $10.00 |
| Feb 16, 2026 | $20.00 |
| Mar 16, 2026 | $30.00 |
| Apr 16, 2026 | $40.00 |
| May 16, 2026 | $50.00 |
| Jun 16, 2026 | $60.00 |
| Jul 16, 2026 | $70.00 |
| Aug 16, 2026 | $80.00 |
| Sep 16, 2026 | $90.00 |
| Oct 16, 2026 | $100.00 |
| Nov 16, 2026 | $110.00 |
| Dec 16, 2026 | $120.00 |
| Jan 15, 2027 | $120.00 |
1% per month or fraction from sale to payment Values use the inputs above and the same calculator as the worked example.
- Interest
- $30.00
- Minimum top-up at redemption
- $0.00
- Redemption premium
- $0.00
- Statutory interest and premium at redemption
- $30.00
Estimated repayment including the documented base: $1,030.00.
- Ordinary §5260 sale within the one-year redemption period, excluding municipal contaminated-land purchases and later costs.
- Amounts describe this scoped investor entitlement estimate, not received cash or a complete owner payoff.
Illustrative statutory components only, not investment profit. Nonrefundable overbids and fees can produce a loss even when interest is earned. Cash receipts, property value, sale proceeds and booked income are separate.
Before you bid
What to watch for
- Notice duties remain important even when the sale date and interest arithmetic appear straightforward.
- Calculator scope: Ordinary §5260 sale within the one-year redemption period, excluding municipal contaminated-land purchases and later costs.
Read the rules
Official sources
Use the governing law and the county’s sale terms to confirm the rules for your certificate or deed.
Keep reading
Related guides
Compare nearby states, then return to the full library or the product page that matches this instrument.