redeemable deed
South Carolina redeemable tax deed guide
Redemption pays a lump-sum return based on the quarter of the redemption year. The amount is capped by the forfeited land commission's bid.
Source review applies to the named instrument and scope in the worked example below. It does not cover every county procedure or transaction in South Carolina.
When does the clock start?
The redemption schedule is measured from the delinquent tax sale.
How and when is a return earned?
3%,6%,9%,12% lump-sum tiers for successive three-month intervals
What amount earns a return?
Winning bid; total interest capped by the applicable forfeited-land-commission bid
What happens at redemption?
The ordinary real-estate model covers the twelve-month redemption period under §12-51-90. Mobile-home rules and other special cases are excluded.
When does earning end?
A timely redemption returns the purchaser’s bid and the statutory interest. Otherwise, the deed process follows the applicable notice and timing requirements.
Does property use change the rules?
Classification sources checked 2026-09-15. Review applies to the procedures described below; calculator support is stated separately.
Mobile and manufactured homes have specific redemption provisions. Section 12-51-96 adds redemption rent based on the prior completed tax year, with a statutory monthly minimum and a rule for partial months, on top of the other required redemption payments.
The home generally must remain at its tax-sale location during the 12-month period, with a limited landowner-required relocation exception and notice requirements. Confirm whether the sale covers land, a separately taxed home, or both; ordinary real-estate interest alone is not a complete manufactured-home payoff.
What to verify before bidding
Check the home’s tax and title classification, sale description, location, land ownership, prior-year taxes and sale/redemption dates.
What this calculator covers
The example expressly covers ordinary real estate and excludes mobile-home rent. It cannot be used as a complete mobile or manufactured home redemption quote.
Try the rules
A worked redemption example
South Carolina ordinary real-estate tax sale. §12-51-90 ordinary real estate, twelve-month redemption; excludes mobile-home rent and special proceedings.
Winning bid; total interest capped by the applicable forfeited-land-commission bid
The prefilled amounts and any collector conventions below are illustrative assumptions. Confirm those facts for an actual holding.
How the return grows
Redemption premiums over time.
§12-51-90 ordinary real estate, twelve-month redemption; excludes mobile-home rent and special proceedings.
View values at each change
| Date | Interest and premium |
|---|---|
| Jan 15, 2026 | $30.00 |
| Apr 16, 2026 | $60.00 |
| Jul 16, 2026 | $90.00 |
| Jan 15, 2027 | $90.00 |
3%,6%,9%,12% lump-sum tiers for successive three-month intervals Values use the inputs above and the same calculator as the worked example.
- Interest
- $0.00
- Minimum top-up at redemption
- $0.00
- Redemption premium
- $30.00
- Statutory interest and premium at redemption
- $30.00
Estimated repayment including the documented base: $1,030.00.
- §12-51-90 ordinary real estate, twelve-month redemption; excludes mobile-home rent and special proceedings.
- Amounts describe this scoped investor entitlement estimate, not received cash or a complete owner payoff.
Illustrative statutory components only, not investment profit. Nonrefundable overbids and fees can produce a loss even when interest is earned. Cash receipts, property value, sale proceeds and booked income are separate.
Before you bid
What to watch for
- The 3%, 6%, 9%, and 12% tiers are not daily prorated annual interest.
- Calculator scope: §12-51-90 ordinary real estate, twelve-month redemption; excludes mobile-home rent and special proceedings.
Read the rules
Official sources
Use the governing law and the county’s sale terms to confirm the rules for your certificate or deed.
Keep reading
Related guides
Compare nearby states, then return to the full library or the product page that matches this instrument.