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Connecticut tax lien and tax deed guide
Connecticut has both collector tax sales and municipal lien assignments. At a collector sale, a deed is held pending the redemption period; an assigned lien follows a different enforcement route.
Source review applies to the named instrument and scope in the worked example below. It does not cover every county procedure or transaction in Connecticut.
When does the clock start?
The supported ordinary collector-sale redemption period is six months from sale. Abandoned-property sixty-day proceedings and municipal assignments are separate, excluded programs.
How and when is a return earned?
18% annual simple interest; documented day denominator required
What amount earns a return?
Total purchaser price; estimates purchaser proceeds, not the owner’s entire municipal payoff.
What happens at redemption?
A qualifying timely redemption cancels the held tax-sale deed.
When does earning end?
If redemption does not occur, the deed is recorded under the statutory process.
Does property use change the rules?
Classification sources checked 2026-09-15. Review applies to the procedures described below; calculator support is stated separately.
For a collector’s sale under §12-157, the ordinary redemption period is six months. If the property was abandoned or meets conditions in a municipal ordinance, it is sixty days from sale.
The operative classification is the statutory or locally adopted condition, not merely residential versus agricultural zoning. A separate tax-lien foreclosure proceeding must not be assigned the collector-sale timeline.
What to verify before bidding
Obtain the governing sale process, municipal ordinance and abandonment determination, sale date, and collector’s published and mailed redemption notice.
What this calculator covers
The collector-sale example cannot infer abandonment or local ordinance eligibility. Confirm its ordinary-process scope before using it for a parcel with a shortened period.
Try the rules
A worked redemption example
Connecticut six-month redeemable tax deed. Original private purchase only, no subsequent taxes, added costs, partial payments, special status, bankruptcy, court action or deadline extension. Ordinary section 12-157 tax sale with a six-month redemption period; excludes abandoned-property sales and assigned tax liens.
Total purchaser price; estimates purchaser proceeds, not the owner’s entire municipal payoff.
The prefilled amounts and any collector conventions below are illustrative assumptions. Confirm those facts for an actual holding.
How the return grows
Interest over time.
Original private purchase only, no subsequent taxes, added costs, partial payments, special status, bankruptcy, court action or deadline extension. Ordinary section 12-157 tax sale with a six-month redemption period; excludes abandoned-property sales and assigned tax liens.
View values at each change
| Date | Interest and premium |
|---|---|
| Mar 15, 2026 | $0.00 |
| Mar 16, 2026 | $0.49 |
| Mar 17, 2026 | $0.99 |
| Mar 18, 2026 | $1.48 |
| Mar 19, 2026 | $1.97 |
| Mar 20, 2026 | $2.47 |
| Mar 21, 2026 | $2.96 |
| Mar 22, 2026 | $3.45 |
| Mar 23, 2026 | $3.95 |
| Mar 24, 2026 | $4.44 |
| Mar 25, 2026 | $4.93 |
| Mar 26, 2026 | $5.42 |
| Mar 27, 2026 | $5.92 |
| Mar 28, 2026 | $6.41 |
| Mar 29, 2026 | $6.90 |
| Mar 30, 2026 | $7.40 |
| Mar 31, 2026 | $7.89 |
| Apr 1, 2026 | $8.38 |
| Apr 2, 2026 | $8.88 |
| Apr 3, 2026 | $9.37 |
| Apr 4, 2026 | $9.86 |
| Apr 5, 2026 | $10.36 |
| Apr 6, 2026 | $10.85 |
| Apr 7, 2026 | $11.34 |
| Apr 8, 2026 | $11.84 |
| Apr 9, 2026 | $12.33 |
| Apr 10, 2026 | $12.82 |
| Apr 11, 2026 | $13.32 |
| Apr 12, 2026 | $13.81 |
| Apr 13, 2026 | $14.30 |
| Apr 14, 2026 | $14.79 |
| Apr 15, 2026 | $15.29 |
| Apr 16, 2026 | $15.78 |
| Apr 17, 2026 | $16.27 |
| Apr 18, 2026 | $16.77 |
| Apr 19, 2026 | $17.26 |
| Apr 20, 2026 | $17.75 |
| Apr 21, 2026 | $18.25 |
| Apr 22, 2026 | $18.74 |
| Apr 23, 2026 | $19.23 |
| Apr 24, 2026 | $19.73 |
| Apr 25, 2026 | $20.22 |
| Apr 26, 2026 | $20.71 |
| Apr 27, 2026 | $21.21 |
| Apr 28, 2026 | $21.70 |
| Apr 29, 2026 | $22.19 |
| Apr 30, 2026 | $22.68 |
| May 1, 2026 | $23.18 |
| May 2, 2026 | $23.67 |
| May 3, 2026 | $24.16 |
| May 4, 2026 | $24.66 |
| May 5, 2026 | $25.15 |
| May 6, 2026 | $25.64 |
| May 7, 2026 | $26.14 |
| May 8, 2026 | $26.63 |
| May 9, 2026 | $27.12 |
| May 10, 2026 | $27.62 |
| May 11, 2026 | $28.11 |
| May 12, 2026 | $28.60 |
| May 13, 2026 | $29.10 |
| May 14, 2026 | $29.59 |
| May 15, 2026 | $30.08 |
| May 16, 2026 | $30.58 |
| May 17, 2026 | $31.07 |
| May 18, 2026 | $31.56 |
| May 19, 2026 | $32.05 |
| May 20, 2026 | $32.55 |
| May 21, 2026 | $33.04 |
| May 22, 2026 | $33.53 |
| May 23, 2026 | $34.03 |
| May 24, 2026 | $34.52 |
| May 25, 2026 | $35.01 |
| May 26, 2026 | $35.51 |
| May 27, 2026 | $36.00 |
| May 28, 2026 | $36.49 |
| May 29, 2026 | $36.99 |
| May 30, 2026 | $37.48 |
| May 31, 2026 | $37.97 |
| Jun 1, 2026 | $38.47 |
| Jun 2, 2026 | $38.96 |
| Jun 3, 2026 | $39.45 |
| Jun 4, 2026 | $39.95 |
| Jun 5, 2026 | $40.44 |
| Jun 6, 2026 | $40.93 |
| Jun 7, 2026 | $41.42 |
| Jun 8, 2026 | $41.92 |
| Jun 9, 2026 | $42.41 |
| Jun 10, 2026 | $42.90 |
| Jun 11, 2026 | $43.40 |
| Jun 12, 2026 | $43.89 |
| Jun 13, 2026 | $44.38 |
| Jun 14, 2026 | $44.88 |
| Jun 15, 2026 | $45.37 |
| Jun 16, 2026 | $45.86 |
| Jun 17, 2026 | $46.36 |
| Jun 18, 2026 | $46.85 |
| Jun 19, 2026 | $47.34 |
| Jun 20, 2026 | $47.84 |
| Jun 21, 2026 | $48.33 |
| Jun 22, 2026 | $48.82 |
| Jun 23, 2026 | $49.32 |
| Jun 24, 2026 | $49.81 |
| Jun 25, 2026 | $50.30 |
| Jun 26, 2026 | $50.79 |
| Jun 27, 2026 | $51.29 |
| Jun 28, 2026 | $51.78 |
| Jun 29, 2026 | $52.27 |
| Jun 30, 2026 | $52.77 |
| Jul 1, 2026 | $53.26 |
| Jul 2, 2026 | $53.75 |
| Jul 3, 2026 | $54.25 |
| Jul 4, 2026 | $54.74 |
| Jul 5, 2026 | $55.23 |
| Jul 6, 2026 | $55.73 |
| Jul 7, 2026 | $56.22 |
| Jul 8, 2026 | $56.71 |
| Jul 9, 2026 | $57.21 |
| Jul 10, 2026 | $57.70 |
| Jul 11, 2026 | $58.19 |
| Jul 12, 2026 | $58.68 |
| Jul 13, 2026 | $59.18 |
| Jul 14, 2026 | $59.67 |
| Jul 15, 2026 | $60.16 |
| Jul 16, 2026 | $60.66 |
| Jul 17, 2026 | $61.15 |
| Jul 18, 2026 | $61.64 |
| Jul 19, 2026 | $62.14 |
| Jul 20, 2026 | $62.63 |
| Jul 21, 2026 | $63.12 |
| Jul 22, 2026 | $63.62 |
| Jul 23, 2026 | $64.11 |
| Jul 24, 2026 | $64.60 |
| Jul 25, 2026 | $65.10 |
| Jul 26, 2026 | $65.59 |
| Jul 27, 2026 | $66.08 |
| Jul 28, 2026 | $66.58 |
| Jul 29, 2026 | $67.07 |
| Jul 30, 2026 | $67.56 |
| Jul 31, 2026 | $68.05 |
| Aug 1, 2026 | $68.55 |
| Aug 2, 2026 | $69.04 |
| Aug 3, 2026 | $69.53 |
| Aug 4, 2026 | $70.03 |
| Aug 5, 2026 | $70.52 |
| Aug 6, 2026 | $71.01 |
| Aug 7, 2026 | $71.51 |
| Aug 8, 2026 | $72.00 |
| Aug 9, 2026 | $72.49 |
| Aug 10, 2026 | $72.99 |
| Aug 11, 2026 | $73.48 |
| Aug 12, 2026 | $73.97 |
| Aug 13, 2026 | $74.47 |
| Aug 14, 2026 | $74.96 |
| Aug 15, 2026 | $75.45 |
| Aug 16, 2026 | $75.95 |
| Aug 17, 2026 | $76.44 |
| Aug 18, 2026 | $76.93 |
| Aug 19, 2026 | $77.42 |
| Aug 20, 2026 | $77.92 |
| Aug 21, 2026 | $78.41 |
| Aug 22, 2026 | $78.90 |
| Aug 23, 2026 | $79.40 |
| Aug 24, 2026 | $79.89 |
| Aug 25, 2026 | $80.38 |
| Aug 26, 2026 | $80.88 |
| Aug 27, 2026 | $81.37 |
| Aug 28, 2026 | $81.86 |
| Aug 29, 2026 | $82.36 |
| Aug 30, 2026 | $82.85 |
| Aug 31, 2026 | $83.34 |
| Sep 1, 2026 | $83.84 |
| Sep 2, 2026 | $84.33 |
| Sep 3, 2026 | $84.82 |
| Sep 4, 2026 | $85.32 |
| Sep 5, 2026 | $85.81 |
| Sep 6, 2026 | $86.30 |
| Sep 7, 2026 | $86.79 |
| Sep 8, 2026 | $87.29 |
| Sep 9, 2026 | $87.78 |
| Sep 10, 2026 | $88.27 |
| Sep 11, 2026 | $88.77 |
18% annual simple interest; documented day denominator required Values use the inputs above and the same calculator as the worked example.
- Interest
- $45.37
- Minimum top-up at redemption
- $0.00
- Redemption premium
- $0.00
- Statutory interest and premium at redemption
- $45.37
Estimated repayment including the documented base: $1,045.37.
- 92 elapsed civil days at 18% simple annual interest.
- Uses the explicitly documented 365-day denominator; this is a supplied collector convention, not a denominator established by the cited annual-rate statute. Final interest rounded to cents.
- Conditional investor proceeds at redemption; excludes later advances and expenses. This is not recognized accounting income or a collector payoff quote.
Illustrative statutory components only, not investment profit. Nonrefundable overbids and fees can produce a loss even when interest is earned. Cash receipts, property value, sale proceeds and booked income are separate.
Before you bid
What to watch for
- Do not use the six-month sale rule for every municipal lien assignment.
- Calculator scope: Original private purchase only, no subsequent taxes, added costs, partial payments, special status, bankruptcy, court action or deadline extension. Ordinary section 12-157 tax sale with a six-month redemption period; excludes abandoned-property sales and assigned tax liens.
Read the rules
Official sources
Use the governing law and the county’s sale terms to confirm the rules for your certificate or deed.
Keep reading
Related guides
Compare nearby states, then return to the full library or the product page that matches this instrument.